# How to connect GoCardless to OpenClaw (no API keys)

> Connect GoCardless to OpenClaw with ClawLink in one click — 24 tools your AI agent can call from chat via hosted OAuth. No API keys, no manual setup.

Web version: https://claw-link.dev/openclaw/gocardless

The usual route to GoCardless access for OpenClaw is an MCP server you configure and keep running, plus your own OAuth app or API keys. ClawLink gives OpenClaw a more practical GoCardless setup: install one ClawHub skill, connect GoCardless in the browser, and OpenClaw can call real GoCardless actions from any chat surface with no auth, token refresh, or tool wiring to build yourself.

## Setup

It takes three steps to connect OpenClaw to GoCardless.

1. **Install ClawLink** — add the plugin to OpenClaw once.
2. **Connect GoCardless** — one-click OAuth in the ClawLink dashboard.
3. **Use it from chat** — ask OpenClaw in plain English.

**Paste this into OpenClaw to set up ClawLink:**

> I want to connect my apps to OpenClaw through ClawLink.
> Please install the ClawLink plugin from ClawHub and enable it: `openclaw plugins install clawhub:clawlink-plugin`
> When it is installed, tell me and stop. After I reply, give me the ClawLink pairing link. Setup notes, if you need them: https://claw-link.dev/skill.md

**Alternative for any agent (no plugin needed):** if the OpenClaw plugin route isn't available or doesn't work, any AI agent with shell access can use the ClawLink CLI instead:

```bash
npx -y @useclawlink/cli login          # sign in via browser — no API key to paste
npx -y @useclawlink/cli connect gocardless  # connect GoCardless (browser OAuth)
npx -y @useclawlink/cli actions gocardless  # list available actions
npx -y @useclawlink/cli run gocardless <action> --input '<json>'  # execute (add --confirm for writes)
```

### Install by command

The setup prompt above does all of this in one paste. By hand, it is one install command plus a browser approval:

```bash
openclaw plugins install clawhub:clawlink-plugin
```

Then ask OpenClaw to set up ClawLink. It starts browser pairing and prints an approval link — open it, approve the device, return to the chat, and say `done`. Finally, connect GoCardless in the [ClawLink dashboard](https://claw-link.dev/dashboard) — a one-click OAuth approval, no API keys.

Verify the connection by asking OpenClaw:

> Use GoCardless to mcp get customer and walk me through the result in plain English.

### Using a different agent?

The OpenClaw plugin is one client of ClawLink's MCP server. Claude Code, Cursor, Codex, or any agent that can run a shell command pairs with the same ClawLink account through the CLI:

```bash
npx -y @useclawlink/cli login
```

`login` opens the same browser approval and stores a credential locally. Once GoCardless is connected in the dashboard, that agent calls the same 24 GoCardless tools over MCP. Full setup for MCP clients and shell agents: [connect apps to any AI agent](https://claw-link.dev/learn/connect-apps-to-any-ai-agent).

## GoCardless MCP for OpenClaw

Looking for a GoCardless MCP server for OpenClaw? ClawLink connects GoCardless to OpenClaw and exposes 24 GoCardless tools your agent can call over [MCP](https://claw-link.dev/learn/what-is-an-mcp-server), with [hosted auth](https://claw-link.dev/learn/oauth-for-ai-agents) and nothing to run or maintain yourself. Using Hermes instead? The [Hermes GoCardless integration](https://claw-link.dev/hermes/gocardless) works the same way.

## What the OpenClaw GoCardless integration can do

24 GoCardless tools are ready for OpenClaw once the account is connected.

### All 24 GoCardless tools for OpenClaw

| Tool | What it does |
|---|---|
| **Mcp get customer** `gocardless_mcp_get_customer` | Retrieve a single customer by ID |
| **Mcp get environment** `gocardless_mcp_get_environment` | Returns the current GoCardless environment (sandbox or live) and step-by-step instructions for |
| **Mcp get mandate** `gocardless_mcp_get_mandate` | Retrieve a single mandate (Direct Debit authorisation) by ID |
| **Mcp get payment** `gocardless_mcp_get_payment` | Retrieve a single payment by ID |
| **Mcp get payout** `gocardless_mcp_get_payout` | Retrieve a single payout (settlement to your bank account) by ID |
| **Mcp get refund** `gocardless_mcp_get_refund` | Retrieve a single refund by ID |
| **Mcp get subscription** `gocardless_mcp_get_subscription` | Retrieve a single subscription (recurring payment schedule) by ID |
| **Mcp list customers** `gocardless_mcp_list_customers` | List customers, optionally filtered by creation date |
| **Mcp list events** `gocardless_mcp_list_events` | Audit log of state changes across all resources (e.g |
| **Mcp list mandates** `gocardless_mcp_list_mandates` | Search or filter mandates (Direct Debit authorisations) by status, customer, or scheme |
| **Mcp list payments** `gocardless_mcp_list_payments` | Search, filter, or count payments by status, customer, mandate, subscription, currency, or date |
| **Mcp list payouts** `gocardless_mcp_list_payouts` | Search or filter payouts (settlements to your bank account) by status, currency, or date range |
| **Mcp list refunds** `gocardless_mcp_list_refunds` | Search or filter refunds by payment, mandate, or date range |
| **Mcp list subscriptions** `gocardless_mcp_list_subscriptions` | Search or filter subscriptions (recurring payment schedules) by status, customer, or mandate |
| **Mcp cancel mandate** `gocardless_mcp_cancel_mandate` | Cancel a mandate |
| **Mcp cancel payment** `gocardless_mcp_cancel_payment` | Cancel a payment before it is submitted to the bank |
| **Mcp create payment** `gocardless_mcp_create_payment` | Create a one-off payment against an existing mandate |
| **Mcp create payment link** `gocardless_mcp_create_payment_link` | Create a Billing Request — a single-use GoCardless-hosted authorisation link for one payer |
| **Mcp create payment template link** `gocardless_mcp_create_payment_template_link` | Create a reusable Billing Request Template — a permanent shareable link that creates a new |
| **Mcp create refund** `gocardless_mcp_create_refund` | Refund all or part of a previously-collected payment back to the payer's bank account |
| **Mcp create subscription** `gocardless_mcp_create_subscription` | Create a recurring subscription against a mandate |
| **Mcp integrate with gocardless** `gocardless_mcp_integrate_with_gocardless` | Returns an overview of GoCardless integration options for collecting one-off and recurring bank |
| **Mcp read gocardless resource** `gocardless_mcp_read_gocardless_resource` | Serves GoCardless API documentation, how-to guides, and code samples — not live account data |
| **Mcp submit feedback** `gocardless_mcp_submit_feedback` | Submit a rating (1–5) of how helpful this MCP session was |

## Example prompts

**Mcp Get Customer**

> Use GoCardless to mcp get customer and walk me through the result in plain English.

**Mcp Get Environment**

> Use GoCardless to mcp get environment and walk me through the result in plain English.

**Mcp Get Mandate**

> Use GoCardless to mcp get mandate and walk me through the result in plain English.

**Mcp Get Payment**

> Use GoCardless to mcp get payment and walk me through the result in plain English.

## ClawLink vs. building it yourself

The alternative to ClawLink is usually manual OAuth app setup plus your own token handling, permission troubleshooting, and tool plumbing for OpenClaw. That is fine if you want to build and maintain the integration yourself. Most teams just want GoCardless working from chat.

| | Manual | ClawLink |
|---|---|---|
| **Connection flow** | Register a GoCardless app, configure redirect URLs, manage consent details, and reconnect users when auth settings drift. | Users connect GoCardless through the hosted browser flow and ClawLink keeps the token lifecycle out of your app code. |
| **Ongoing maintenance** | You own refresh logic, permission debugging, environment config, and every provider-specific edge case for GoCardless. | ClawLink handles the repetitive integration plumbing so your team can focus on the workflow instead of the infrastructure. |
| **Agent usability** | You still need to expose the right GoCardless actions to the runtime in a format your agent can reliably use. | 24 tools for GoCardless are already exposed through ClawLink, so the agent can read and act from chat immediately. |

## ClawLink vs. Composio

Composio also exposes GoCardless to AI agents. It is developer infrastructure: Python and TypeScript SDKs, an MCP server, and a catalog past 1,000 apps, aimed at teams shipping agent products. ClawLink is built for OpenClaw users instead. You install the plugin once, connect GoCardless in the browser, and the 24 tools above work from chat. There is no SDK, no config file, and no API key handling. Choosing between them? Read the full [Composio alternatives](https://claw-link.dev/hub/composio-alternatives) comparison.

### OpenClaw installed the GoCardless skill but can't call the tools
The ClawHub skill teaches OpenClaw about GoCardless, but the calls run through the ClawLink plugin and your connected account. Make sure GoCardless is connected in the dashboard, then start a fresh chat so OpenClaw reloads the tool catalog. If OpenClaw runs as a persistent gateway, restart it so the new tools register.

### Connection succeeds but no tools appear
Reconnect GoCardless from the dashboard, then start a fresh chat if the runtime still has the old tool catalog loaded.

### "Tool schema not loaded yet" error when calling GoCardless tools
GoCardless tool schemas load on demand the first time a tool runs and are cached after that, so this error usually clears on its own: wait a few seconds and retry the same request. If every GoCardless call keeps failing with it in a fresh chat, reconnect from the dashboard, and contact support if it still persists — that pattern points to a configuration problem on our side, not something you can fix by reconnecting again.

### GoCardless returns 403 or "permission denied" on one action while others work
Two usual causes. The connected account may not have access to the specific workspace, inbox, store, or project in the request — check that first. If access looks right, the agent may have sent a placeholder value (like "YOUR_ID" or an example id from documentation) instead of a real one: ask it to run a list or search tool first, then retry the action with a real id from those results. Most failures at this stage are one of these two, not ClawLink bugs.

### OAuth finished in the browser but the account is still missing
Try reconnecting GoCardless and complete the consent flow in the same browser session. Partial OAuth approvals or switching accounts mid-flow can leave the connection incomplete.

### Is there a OpenClaw GoCardless integration?
Yes. ClawLink is the fastest way to connect OpenClaw to GoCardless: link your GoCardless account once in the browser and OpenClaw can call the GoCardless API through 24 ready-made tools — no custom code or token handling.

### How do I add GoCardless to OpenClaw with ClawLink?
Paste the setup prompt from this page into OpenClaw. It installs the ClawLink GoCardless skill from ClawHub, then you click Connect in the dashboard to authorize GoCardless. OpenClaw calls the tools from the next message — no config files or API keys to manage.

### How long does it take to connect GoCardless to OpenClaw?
About two minutes. Sign in, click Connect next to GoCardless in the dashboard, authenticate, and OpenClaw can use it from the next chat message.

### Why use ClawLink instead of wiring GoCardless up myself?
The alternative to ClawLink is usually manual OAuth app setup plus your own token handling, permission troubleshooting, and tool plumbing for OpenClaw. That is fine if you want to build and maintain the integration yourself. Most teams just want GoCardless working from chat.

### OpenClaw installed the GoCardless skill but can't call the tools
The ClawHub skill teaches OpenClaw about GoCardless, but the calls run through the ClawLink plugin and your connected account. Make sure GoCardless is connected in the dashboard, then start a fresh chat so OpenClaw reloads the tool catalog. If OpenClaw runs as a persistent gateway, restart it so the new tools register.

## Related

- [Stripe tools](https://claw-link.dev/openclaw/stripe) — Manage payments, customers, and invoices
- [Zoho Books tools](https://claw-link.dev/openclaw/zoho-books) — Organize finances, invoices, bills, and accounting
- [Ramp tools](https://claw-link.dev/openclaw/ramp) — Read cards, transactions, bills, and reimbursements, and file receipts
